Great Room 

The great room, on the primary floor of the Esquire Man’s spectacular loft, embodies a quality of timelessness: the perfect moment, captured against a backdrop dominated by the passing of time: loss, rebirth, progress. Like a character out.
 The challenge of bringing interior life to this singular space was given to furniture and interior  muse and collaborator was long-standing Esquire Signature Space sponsor HUGO BOSS. Together, they have taken a spectacular but wild space, and given it the refined style and gracious restraint that befits a Man at His Best. Elegance and fine detailing are hallmarks of both the Great Room and its inspiration in HUGO BOSS. “The man who wears HUGO BOSS and reads Esquire is the same,” says the Chairman and CEO of HUGO BOSS, the Americas. “He’s confident, understated, yet elegant. People look to him for inspiration the same as they would towards HUGO BOSS and Esquire. This man sets the style and knows exactly who he is.”
The connection between fashion, identity, and culture is central to Starr’s design aesthetic. Having started her career as a fashion model, Starr is well aware of how fine design is often about the smallest details. As an environmentally conscious entrepreneur with furniture galleries acknowledges that great interiors are about carefully choreographing our experience of form, texture, and light. Together they are about projection: intelligently looking ahead.
“Fashion has served as an endless well of inspiration for me, and moves me into new design periods in my life,”  “I take cues from my favorite fashion designers, how every line can clearly represent an appreciation of a woman’s body. I’ve learned from this—for example, when I design seating, I consider the body and how people will look seated in a particular sofa or chair.”

 

“When I first walked into the loft,”  “my first impression was that the space is very theatrical. Although it is extremely modern, with 16-foot ceilings, the clocks give the place the feeling of an era gone by.” tackled the 1,500-square-foot expanse of the great room by dividing it into three living areas, with the seating group in the center serving as the focal point of the room. To the left, another area focuses on the custom bar, with a pair of curvaceous club chairs for appreciating the view and a fine cocktail; on the far right, the grouping includes a grand piano and vintage chaise lounge.
The Great Room is carefully curated, sensual and provocative. Every item was either created or chosen specifically for this place. Select pieces were brought in from all over the world. “Ultimately,”  “the materials and the exotic woods that we use shape our designs. It is from this point that our ideas take form and come to life. I imagine the Esquire Man’s guests have been around the world and have refined tastes. When they see fine pieces, they like to talk about them. So I focused on elements that are architectural and very conversational. I sourced several special antique pieces, like the ebony table with ivory inlay in the entry and an antique hand-crafted table with black lacquer detail .”
“The Ultimate Bachelor understands style,” . “Perfect looks, sophisticated designs, and exclusive materials all populate the rare world of the Esquire Man.  He has high standards, is confident and tasteful, and carries himself with class.”
Because of the hard angles in the space, designed the chairs and sofas to be rounded, with low profiles to allow views through the space and the clock windows to the skyline beyond. The materials are soft, with light-brown, Italian calf-suede upholstery on the center seating area, and dark gray mohair on the Art Deco chairs. Custom-designed a trio of large silk carpets with West Coast carpet that bring warm color and texture into the room. Over scaled blinds help maintain the height of the room and minimize the low windows, while accentuating the almost endless views through the clock faces.
At the heart of the room is the spirit of HUGO BOSS. “More than just the sum of its collections, the brand embodies a lifestyle,”. “HUGO BOSS encompasses adventurous, spirited, international high-fashion while being grounded in exquisite tailoring, materials, and classic styling, particularly in its men’s suiting. Starr’s design for the great room succeeds in bringing the HUGO BOSS brand to life for just that reason: it is appropriately elegant and understated, while incorporating unexpected and exotic details.”
This fall, HUGO BOSS expands its line for the first time to include a home collection, including bedding, bath towels, and bath robes with the same style, feel, and quality as a fine men’s dress shirt. Even if they can’t actually move in to the Esquire Apartment’s great room, with the new home line HUGO BOSS’s many fans will be happy for the chance to bring their favorite brand into their own home decor.
Capturing the HUGO BOSS aesthetic in architectural form,  is philosophical about her achievement: “I love using exclusive combinations of materials: exotic woods, crystal, fur, leather, stainless steel, shagreen, velvet, mohair, mink-like rugs.” Starr concludes, “All these materials are rich, sophisticated, theatrical, and all are representative of the space. The palette had to be sexy—this room is for the Ultimate Bachelor after all. The HUGO BOSS man is stylish and confident. He’s into quality, whether it’s his car, his suit, his living environment, or his women.”

Real Estate Glossary

Real Estate Glossary “Real Estate has a language all its own. Here is some of the terminology you’ll be hearing.”Adjustable Mortgage Loans: Mortgage loans under which the interest rate is periodically adjusted to more closely coincide with current rates.

The amounts and times of adjustment are agreed to at the inception of the loan. Also called: Adjustable Rate Loans, Adjustable Rate Mortgages (ARMs), Flexible Rate Loans, Variable Rate Loans.Amortization: Payment of a debt in equal installments of principal and interest, rather than interest-only payments.Annual Percentage Rate (A.P.R.):

The yearly interest percentage of a loan, as expressed by the total finance charge actually paid (interest, loan fees, points).The A.P.R. is disclosed as a requirement of federal truth in lending statutes.

Buydown: A payment to the lender from the seller, buyer, or third party, or some combination of these, which causes the lender to reduce the interest rate during the early years of the loan.

Cap: In adjustable rate mortgages, the limit on how much the interest rate or monthly payment can change.

Closing: The final procedure in which documents are executed and/or recorded, and the sale (or loan) is completed.

Closing Statement: The statement which lists the financial settlement between buyer and seller, and also the costs each must pay.CMA: CMA, or Comparative Market Analysis, is a comparison of homes similar to a seller’s home in terms of size, style, features, and location that have sold recently or are on the market.  A CMA is prepared by a real estate agent to help set a home’s listing price.

Contingency: Commonly, a stated event which must occur before a contract is binding. For example, a home sale may be contingent upon the buyer obtaining financing.

Deposit: A portion of the down payment given by the buyer to the seller or escrow agent with a written offer to purchase to show good faith.Down payment: Cash portion of the purchase price paid by a buyer from his own funds as opposed to that portion which is financed.

Escrow: A procedure in which a third (neutral) party holds all funds, documents, etc. necessary to the sale, with instructions from both buyer and seller as to their use and disposition.

FHA Loan: A loan insured by the Federal Housing Administration, a part of the Department of Housing and Urban Development. FHA insurance enables lenders to loan a very high percentage of the sale price.Graduated Payment Mortgage: A mortgage initially offering low monthly payments that increase at fixed intervals and at a predetermined rate.

Hazard Insurance: Otherwise known as homeowners’ insurance. This is a usual requirement of a mortgage lender and an advisable safeguard for any homeowner to protect against loss.

Index or Rate Index: A measure of interest rate changes used to adjust the interest rate of an Adjustable Mortgage Loan. Example: the change in U.S. Treasury securities (T-bills) with a 1-year maturity, based upon their weekly average yield.

Lien: A legal claim or charge on property as security for payment of a debt or for the discharge of an obligation.

Loan-to-Value Ratio: The ratio – expressed as a percentage – of the amount of a mortgage loan to the appraised value or selling price of the property.

Lock box:  A key storage system placed on a home entrance that is accessible only by active, licensed real estate agents who must abide by a strict set of guidelines when showing a seller’s home.

Margin: In Adjustable Mortgage Loans, the number of percentage points the lender adds to the index rate to determine the new interest rate at each adjustment.

MLS:  MLS stands for multiple listing service, by which member brokers cooperate in the sale of each other’s listings. Sellers may choose not to allow their property into multiple listing, if they wish.

PITI (Principal, Interest, Taxes, and Insurance): Used to indicate the four major items included in a monthly mortgage payment.

Points:  A fee charged by a lender as a service charge or as an amount needed to make the yield on a mortgage competitive with other types of investments. Each point represents 1% of the loan amount.

Price Trend Analysis:  A tool developed and used exclusively by Weichert, Realtors to help set a home’s listing price by projecting local trends, used in conjunction with a CMA, or Comparative Market Analysis. Because home values appreciate over time, a Price Trend Analysis maximizes listing prices.

Principal: Amount of debt, not including interest; the face value of a loan.

Private Mortgage Insurance: Insurance issued by a private company against a loss by a lender in the event of default. Private mortgage insurance is generally required for conventional financing whenever less than 20% is put down.

Second Mortgage: A mortgage which ranks after the first mortgage lien in priority.

Settlement: Same definition as closing.

Title Insurance: Insurance against loss resulting from defects of title of public record.

VA Loans: Loans partially guaranteed by the Veteran’s Administration, enabling veterans to buy a home with little or no down payment.

Feng Shui for Living Room Decorating

 

Decorate rooms with some Feng Shui tips, as I sure you’ve heard about the ancient science of Feng Shui, you will know that it is based on leverage positive energies in the environment to influence the mood and attract prosperity who takes advantage of its guidelines.Today we tell you some details that you must take into account to create harmonious environments full of positivity following some Feng Shui tips.

Feng Shui and decorate halls

Before that nothing must be taken into account that the Organization and order are crucial for good appearance of all decoration, whatever it is and in the environment that is, decoration will not look as attractive and will not be positive if the disorder prevails. Decorate rooms with Feng Shui, it allows us to confront us with this requirement, the first thing is to organize everything and maintain order.

 

The arrangement of furniture is important in every room of the home, but in regards to the halls, must be taken into account that sofa, furniture protagonist of the stay should be a proper provision, and that is place from where you can see well the door, and you should never place it back door or in direct line with it.

 

If the TV is in the living room, something that is always recommended to apply Feng Shui in the bedroom, it must be inside a piece of furniture that you can hide it when not in use. It distracts and why it is better not to give prominence.

 

Decorate rooms with Feng Shui

 

In addition to the layout of the furniture to decorate rooms with Feng Shui it must be taken into account and this applies to all areas of the House that decor, use items that are made with materials that have positive environment influences such as wood, water, fire, Earth and metal. This allows us to take advantage of a fish tank in a corner of the living room, using some plants in the room, a fireplace and decorative metal elements such as lamps and other details.  Furthermore, ServiceNow Event Management Plugin Tool will assist whatever tools you need in rearranging the things in your Feng shui house based.

 

You don’t have to spend much money to decorate rooms with Feng Shui, furniture layout helps a lot in this regard and add materials that are recommended for the environment does not have to be something over with some elements that will be enough. The result is an environment that looks good but it also has a positive energy that is noted.

 

 

Answering All Of Your Questions About Real Estate Investing Is Our Job

Investing in Real Estate

Are you looking to make a real estate investment? If so, you want your investment to work to your advantage. Several people have learned that investing in real estate is a great way to make money. These tips can help you get started on a sound footing when investing in real estate.

If you plan on investing in the real estate business, you should get a business license. This will make sure that you and your investments are protected as you move forward. Additionally, you’ll be able to take advantage of some tax benefits.

You need Professionals

Don’t invest in real estate that has not been inspected by a professional, independent third party. Also, never use an inspector offered by the seller. You need neutral inspections or reports from a person that you can trust.

Look for like-minded individuals and try to learn from them. Michael Chudi Ejekam says many people are interested in investing in real estate. There are probably many groups formulating in your area that focus on this subject. If there aren’t any near you, you can find forums online where other investors hang out. Get in the mix and learn from your peers.

Talk to Experienced Investors

Talk to investors who know what they are doing. It is essential that you connect with those who have more experience in order to get good advice. If you have friends who invest in real estate, that’s even better. The Internet makes discovering new friends and contacts quite easy. Investigate the possibility of going to meetups and joining forums.

Property Management

If you’re going to try getting into real estate, you need to consider how much time you’re able to spend on property management. There are many issues that you may face with the tenants. If you find that you do not have time to manage it, you may want to hire property management company to help you.

Select places that you know well, and in area that will interest lots of possible clients. This is very important because it could give you the best amount of resale when you go about your purchase. Also, try to find properties that are easy to maintain.

Group Investment

Find a group of other interested investors or read up on blogs from successful real estate investors. This is going to give you priceless knowledge you can use on your own. You could even speak with these individuals one-on-one.

Educate yourself fully on the essentials of real estate investing before you spend a lot of money on a property. You can realize big losses if you don’t know what you’re doing. The money you spend on research is the smartest investment you can make.

Be leery of properties where the price is too good to be true. Tempting prices often carry a hidden cost later since no one is interested in buying. Spend some money to get something great that’s going to really help you to get a return on your money.

Hiring The Right Contractors

When doing a home improvement that requires digging, call to see if buried lines are present. In some cities, you can be cited for digging without finding this out first because of the extreme damage you can cause if you hit a line.

Be certain to buy properties in familiar areas. It is smarter to invest in property you are familiar with. You will be able to know what is going on at your rental property if you live nearby. If you can’t see what’s going first hand, you will not have the control you need.

Research

Do your research prior to investing in real estate. Find the city’s official website. Looking up city planning details will let you know if property values will rise or fall. Growing cities are usually great investments.

Always think through getting an inspection that’s thorough so you know what kinds of repairs to do to the property. If you hope to sell a property you buy, then you need to factor in any remodeling or upgrades and repairs you make. If you plan to rent your property, you need to factor in maintenance costs. Your profit expectations are going to be most successful if you pad your estimates for costs that surprise you.

After having read these suggestions, you have some good ways to get started. This is a great way to make a comfortable living.

Ways to Become a Successful Realtor

Who Can Become an Agent

Today, people rarely have time for searching for real estate on their own. They are ready to pay realtors and choose what they need among several offers. Being a realtor offers a relatively free schedule, good salary and great career opportunities. Now, this profession is becoming one of the most popular, demanded and interesting. This is a great option for energetic, active people who can plan their working time in a rational way. This profession is very popular among young people of 25-35 years: these people want to work and to earn.

We can often see announcements about the need of realtors. Almost always, newcomers do not need any special skills. In the process of working, they are able to learn everything they need, and when agencies see a good staff, they offer trainees passing special courses. It means that those who manage to show their smartness, talents and skills can obtain a needed Texas real estate license online courses, etc. and start working as a licensed real estate agent.Studying the Market

How To Become an Agent

To begin with, it is necessary to study the real estate market of a certain locality. A good realtor needs to know which types of real estate are the most popular in this region, how high or how low the prices are and what factors influence their changes.  Jody Kriss a realtor cannot work properly without knowing the law that regulates the real estate market in this region.

Those people who come to work in real estate agencies can learn all this from their more experienced colleagues. Yet, it is a more complicated task for those who work on their own. They need to look this information up on the web, in special newspapers or magazines.

Composing Databases

All real estate agents have databases of their potential clients. Agencies have their own databases available for realtors and used by them in the majority of cases.  In case a realtor needs to create such a database independently, there are several ways.

The first way is to get in touch with all those people who have posted their real estate advertisements in newspapers. The second way is to post an advertisement about a realtor’s services. The third way is to print a lot of name cards and ask friends and relatives to help in spreading them among their relations. The best result will be achieved by these three ways put together.

Knowing the Competitors

The database of potential and active clients should be accompanied by a database of competitors. Having created such a list, texas realtors will see who post advertisements in newspapers: agencies or people. This will save a lot of time because dealing with other agencies and intermediaries is senseless. Apart from that, an advantage of working in an agency is in having lists of unfair competitors who are well-known by experienced professionals. Newcomers should be very careful not to trust them.

Benefits Of Apartment Rentals

Travelling

When travelling to Italy, it is recommended to stay at an apartment. The availability of laundry machines is a great benefit for many. This means that you can pack fewer clothes and be able to save on the extra baggage fees.

You will also have the chance to cook in an Italian vacation. By cooking your own meals, you can save a lot of money you would have otherwise spent eating out . Although it is fun to try out some local delicacies when on vacation, eating out too much will have a great impact on your budget.

Apartment Space

There is a lot of extra space at the  apartment. According to real estate guru chudi ejekam, It is nice to have an extra room where you can relax and unwind instead of being crowded in one room. You will be able to enjoy the company of the person or people you are staying in when in a comfortable and spacious living room. If you have children, they will spread out and play as well as sleep in different rooms.

All vacation  apartments are different. They differ in terms of décor, views and amenities among other things. You can choose your vacation  in light with your budget, how big it should be and the location. Vacation s offer one the comfort of home. You will have comfortable living rooms, many bedrooms and a space to sprawl out as well as other things. It is good to have that homely feeling when you are on holiday with your family. The children should not be subjected to too much change.

Vacations

In vacations, you will have your own private balcony and private entrance. This means that you do not need to enter through the lobby every time you want to get to your unit. Depending on the vacation apartment, you might even have your own private pool and barbecue grills. These are perfect for relaxing without the intrusion of other vacationers. And if you ever have any problems what so ever, there are septic tank pumping atlanta services that are readily available.

Vacations are found almost everywhere you will want to visit in Italy. They are also safe since they have exclusive codes on the locks. This is vital for a family with small children. Most of the s also have Wi-Fi connection, cable television and DVD players. If you are someone in need of technology while on holiday, you will not miss out. for more information visit real estate investor michael ejekam