Real Estate

The great room, on the primary floor of the Esquire Man’s spectacular loft, embodies a quality of timelessness: the perfect moment, captured against a backdrop dominated by the passing of time: loss, rebirth, progress. Like a character out.
 The challenge of bringing interior life to this singular space was given to furniture and interior  muse and collaborator was long-standing Esquire Signature Space sponsor HUGO BOSS. Together, they have taken a spectacular but wild space, and given it the refined style and gracious restraint that befits a Man at His Best. Elegance and fine detailing are hallmarks of both the Great Room and its inspiration in HUGO BOSS. “The man who wears HUGO BOSS and reads Esquire is the same,” says the Chairman and CEO of HUGO BOSS, the Americas. “He’s confident, understated, yet elegant. People look to him for inspiration the same as they would towards HUGO BOSS and Esquire. This man sets the style and knows exactly who he is.”
The connection between fashion, identity, and culture is central to Starr’s design aesthetic. Having started her career as a fashion model, Starr is well aware of how fine design is often about the smallest details. As an environmentally conscious entrepreneur with furniture galleries acknowledges that great interiors are about carefully choreographing our experience of form, texture, and light. Together they are about projection: intelligently looking ahead.
“Fashion has served as an endless well of inspiration for me, and moves me into new design periods in my life,”  “I take cues from my favorite fashion designers, how every line can clearly represent an appreciation of a woman’s body. I’ve learned from this—for example, when I design seating, I consider the body and how people will look seated in a particular sofa or chair.”


“When I first walked into the loft,”  “my first impression was that the space is very theatrical. Although it is extremely modern, with 16-foot ceilings, the clocks give the place the feeling of an era gone by.” tackled the 1,500-square-foot expanse of the great room by dividing it into three living areas, with the seating group in the center serving as the focal point of the room. To the left, another area focuses on the custom bar, with a pair of curvaceous club chairs for appreciating the view and a fine cocktail; on the far right, the grouping includes a grand piano and vintage chaise lounge.
The Great Room is carefully curated, sensual and provocative. Every item was either created or chosen specifically for this place. Select pieces were brought in from all over the world. “Ultimately,”  “the materials and the exotic woods that we use shape our designs. It is from this point that our ideas take form and come to life. I imagine the Esquire Man’s guests have been around the world and have refined tastes. When they see fine pieces, they like to talk about them. So I focused on elements that are architectural and very conversational. I sourced several special antique pieces, like the ebony table with ivory inlay in the entry and an antique hand-crafted table with black lacquer detail .”
“The Ultimate Bachelor understands style,” . “Perfect looks, sophisticated designs, and exclusive materials all populate the rare world of the Esquire Man.  He has high standards, is confident and tasteful, and carries himself with class.”
Because of the hard angles in the space, designed the chairs and sofas to be rounded, with low profiles to allow views through the space and the clock windows to the skyline beyond. The materials are soft, with light-brown, Italian calf-suede upholstery on the center seating area, and dark gray mohair on the Art Deco chairs. Custom-designed a trio of large silk carpets with West Coast carpet that bring warm color and texture into the room. Over scaled blinds help maintain the height of the room and minimize the low windows, while accentuating the almost endless views through the clock faces.
At the heart of the room is the spirit of HUGO BOSS. “More than just the sum of its collections, the brand embodies a lifestyle,”. “HUGO BOSS encompasses adventurous, spirited, international high-fashion while being grounded in exquisite tailoring, materials, and classic styling, particularly in its men’s suiting. Starr’s design for the great room succeeds in bringing the HUGO BOSS brand to life for just that reason: it is appropriately elegant and understated, while incorporating unexpected and exotic details.”
This fall, HUGO BOSS expands its line for the first time to include a home collection, including bedding, bath towels, and bath robes with the same style, feel, and quality as a fine men’s dress shirt. Even if they can’t actually move in to the Esquire Apartment’s great room, with the new home line HUGO BOSS’s many fans will be happy for the chance to bring their favorite brand into their own home decor.
Capturing the HUGO BOSS aesthetic in architectural form,  is philosophical about her achievement: “I love using exclusive combinations of materials: exotic woods, crystal, fur, leather, stainless steel, shagreen, velvet, mohair, mink-like rugs.” Starr concludes, “All these materials are rich, sophisticated, theatrical, and all are representative of the space. The palette had to be sexy—this room is for the Ultimate Bachelor after all. The HUGO BOSS man is stylish and confident. He’s into quality, whether it’s his car, his suit, his living environment, or his women.”

Real Estate Glossary “Real Estate has a language all its own. Here is some of the terminology you’ll be hearing.”Adjustable Mortgage Loans: Mortgage loans under which the interest rate is periodically adjusted to more closely coincide with current rates.

The amounts and times of adjustment are agreed to at the inception of the loan. Also called: Adjustable Rate Loans, Adjustable Rate Mortgages (ARMs), Flexible Rate Loans, Variable Rate Loans.Amortization: Payment of a debt in equal installments of principal and interest, rather than interest-only payments.Annual Percentage Rate (A.P.R.):

The yearly interest percentage of a loan, as expressed by the total finance charge actually paid (interest, loan fees, points).The A.P.R. is disclosed as a requirement of federal truth in lending statutes.

Buydown: A payment to the lender from the seller, buyer, or third party, or some combination of these, which causes the lender to reduce the interest rate during the early years of the loan.

Cap: In adjustable rate mortgages, the limit on how much the interest rate or monthly payment can change.

Closing: The final procedure in which documents are executed and/or recorded, and the sale (or loan) is completed.

Closing Statement: The statement which lists the financial settlement between buyer and seller, and also the costs each must pay.CMA: CMA, or Comparative Market Analysis, is a comparison of homes similar to a seller’s home in terms of size, style, features, and location that have sold recently or are on the market.  A CMA is prepared by a real estate agent to help set a home’s listing price.

Contingency: Commonly, a stated event which must occur before a contract is binding. For example, a home sale may be contingent upon the buyer obtaining financing.

Deposit: A portion of the down payment given by the buyer to the seller or escrow agent with a written offer to purchase to show good faith.Down payment: Cash portion of the purchase price paid by a buyer from his own funds as opposed to that portion which is financed.

Escrow: A procedure in which a third (neutral) party holds all funds, documents, etc. necessary to the sale, with instructions from both buyer and seller as to their use and disposition.

FHA Loan: A loan insured by the Federal Housing Administration, a part of the Department of Housing and Urban Development. FHA insurance enables lenders to loan a very high percentage of the sale price.Graduated Payment Mortgage: A mortgage initially offering low monthly payments that increase at fixed intervals and at a predetermined rate.

Hazard Insurance: Otherwise known as homeowners’ insurance. This is a usual requirement of a mortgage lender and an advisable safeguard for any homeowner to protect against loss.

Index or Rate Index: A measure of interest rate changes used to adjust the interest rate of an Adjustable Mortgage Loan. Example: the change in U.S. Treasury securities (T-bills) with a 1-year maturity, based upon their weekly average yield.

Lien: A legal claim or charge on property as security for payment of a debt or for the discharge of an obligation.

Loan-to-Value Ratio: The ratio – expressed as a percentage – of the amount of a mortgage loan to the appraised value or selling price of the property.

Lock box:  A key storage system placed on a home entrance that is accessible only by active, licensed real estate agents who must abide by a strict set of guidelines when showing a seller’s home.

Margin: In Adjustable Mortgage Loans, the number of percentage points the lender adds to the index rate to determine the new interest rate at each adjustment.

MLS:  MLS stands for multiple listing service, by which member brokers cooperate in the sale of each other’s listings. Sellers may choose not to allow their property into multiple listing, if they wish.

PITI (Principal, Interest, Taxes, and Insurance): Used to indicate the four major items included in a monthly mortgage payment.

Points:  A fee charged by a lender as a service charge or as an amount needed to make the yield on a mortgage competitive with other types of investments. Each point represents 1% of the loan amount.

Price Trend Analysis:  A tool developed and used exclusively by Weichert, Realtors to help set a home’s listing price by projecting local trends, used in conjunction with a CMA, or Comparative Market Analysis. Because home values appreciate over time, a Price Trend Analysis maximizes listing prices.

Principal: Amount of debt, not including interest; the face value of a loan.

Private Mortgage Insurance: Insurance issued by a private company against a loss by a lender in the event of default. Private mortgage insurance is generally required for conventional financing whenever less than 20% is put down.

Second Mortgage: A mortgage which ranks after the first mortgage lien in priority.

Settlement: Same definition as closing.

Title Insurance: Insurance against loss resulting from defects of title of public record.

VA Loans: Loans partially guaranteed by the Veteran’s Administration, enabling veterans to buy a home with little or no down payment.